Obesity and Health Insurance
When it comes to health insurance, we all seem to be paying high premiums. The cost of healthcare has risen and it is reflected in the quotes we receive. However, if you are considered obese, your health insurance premiums may be significantly higher or some health insurance companies may simply deny you coverage. If you were to lose weight, however, you could find a health care insurance much cheaper and have more options.
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Copyright 2006 Stacey Zimmerman
When it comes to health insurance, we all seem to be paying high premiums. The cost of healthcare has risen and it is reflected in the quotes we receive. However, if you are considered obese, your health insurance premiums may be significantly higher or some health insurance companies may simply deny you coverage. If you were to lose weight, however, you could find a health care insurance much cheaper and have more options.
The fact is health insurance companies have different policies regarding obesity. When an applicant for health insurance falls out of the normal weight standards, they may be either denied health insurance coverage or their premiums will be raised. Many insurance companies may even require an applicant to get a pre-approval physical before they accept the applicant for coverage. The fact is obesity is costly to the insurance companies and they apply very strict standards for their coverage in relation to the weight of the applicants.
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